This is the most important part of the meeting process. This helps us to formulate where you are today, where you want to be in the future and whether there are any shortfalls in your planning.
We will measure the degree of risk that you as a potential investor are willing to withstand. We will help you to have a realistic understanding of your ability and willingness to take risk.
There are a variety of tax wrappers available within investments. Each will have a differing tax treatment and so we will establish the most tax efficient combination to suit your needs.
Once the suitable combination of tax wrappers has been chosen, we will then select the most appropriate providers of those tax wrappers. We will also return to the risk assessment to design a portfolio and consider your overall attitude to risk and any potential deviation from this to cater for any specific aims or objectives.
A formal financial review document will be prepared to fully document your specific recommendations and the rationale for each solution. This report is yours to keep, helping you evaluate the recommendations and to refer to in the future.
If you agree with the recommendations we will then look to implement these. We will help you with all the applications and will then send all paperwork to the relevant providers for commencement. We will track all applications to make sure that your plans are implemented within the appropriate timescales.
Financial planning is a joint venture. Once your plans are implemented we will meet at least annually to make sure that they continue to be suitable and to assess your progress in meeting your aims and objectives.
I've known Mark since 1993. He is a trusted advisor and close friend. His depth of knowledge around personal finances and planning is invaluable. He gives it in an easy to understand manner and can be trusted to lead you in the best direction for you
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